Explaining our pricing plan
At GMC Mortgages we believe in complete transparency when it comes to fees and costs. We believe in our customers getting value for money and we want to ensure that you know what you are paying for upfront. We will work tirelessly to deliver the right solution to your individual needs and every one of our meetings is centered around you.
Initial Meeting and chat
First off this is a totally free 'getting to know you' meeting. This can either be face-to-face (geography allowing) but would usually be via video conference so you can do it from home at a time that suits you. This will be an opportunity for you to meet us and also for us to start getting a picture of your unique situation and what's important to you. This chat can be done in the same meeting where you submit an application if it suits you better.
Second Meeting and Application
If you are happy we will start the application process. We will capture all of your personal/financial information, preferences, plans, and thoughts. This is where we really start to work on building a bespoke report and recommendation for you. This will take us a few days depending on the complexity of the mortgage and protection needs but will be tailored to meet your individual needs and any preferences discussed.
Fee
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £395. Any fees become payable after initial advice. We will then search through all potential lenders, best rates, and repayment options to find a mortgage that best meets your situation and expressed preferences. We then continue to manage/monitor your application throughout the entire process and beyond. We do not charge a fee for protection only reviews.